If you need any longer information or have any questions on our site’s Terms of Service and Disclaimer, please be happy to contact us by email at info@licindiagov.in


All the knowledge on this website is published in straightness and for general information purpose only. LICIndiagov.in doesn’t make any warranties about the completeness, reliability and accuracy of this information. Any action you’re taking upon the knowledge you discover on this website (LICIndiagov.in), is strictly at your own risk. LICIndiagov.in won’t be responsible for any losses and/or damages in reference to the utilization of our website.
Please be also aware that once you leave our website, other sites may have different privacy policies and terms which are beyond our control. Please make certain to see the Privacy Policies of those sites also as their “Terms of Service” before engaging in any business or uploading any information.

Terms of Service

This website (LICIndiagov.in) isn’t a politician website of LIC of India, however it’s maintained with objective to teach people about insurance and help them to seek out suitable plans and in pursuance of those objectives, plan details & benefits illustration, premium calculators and maturity calculators, informative articles are published.

Illustration of Plans

Various plans are explained with their parameters, eligibility criteria, maturity benefit, risk cover and other aspects of respective plans. Plans also are explained with the assistance of examples and benefit illustrations are generated to elucidate the plans in additional practical way. The benefit like maturity and death claims are supported previous year bonus rates and should change within the future.

Premium calculators

These are supported tabular premium of LIC plans. Utmost care has been taken in calculating premiums but may vary with exact premiums charged by LIC. Premium Calculators also provide premium and applicable service tax as per prevailing rates.

Maturity calculators

The main purpose of publishing maturity calculators is to offer a thought about benefits like what would be approx. maturity and year- wise death claim etc. because the final & exact maturity and death claim amounts in bonus based plans can only be calculated at the time of maturity and death because the case could also be . Maturity calculators use bonus rates for the years whose bonus are declared and former bonus for those years whose bonus isn’t declared, so actual amount may differ from maturity calculators’ results.

Insurance Planners

Insurance planners are published to assist customer to pursue their insurance planning as per their proposed premium and term. Insurance Planners are combination of Premium and Maturity calculators.

Selling of Insurance Policies

This website doesn’t sell policies online, however, we sell polices as per the LIC norms, which involves visit of a Licensed & authorized personnel to potential customers, explanation of plan details, answering all their queries and collection of documents just in case the customer is prepared to get .

Comments & Replies

Comments and reviews from various users are received and published in straightness to assist people know various queries and reviews. Replies to varied queries tendered are general information and published in straightness . Though replies are given with utmost sincerity and care, but we don’t take guarantee about its correctness and completeness.


By using this website, you hereby consent to website’s disclaimer and Terms of Service and comply with its terms.